Loss is a mechanical term. It is the un-Mitigated reduction of your current Ratings through harmful effects or Spending to use Abilities.

When a Rating is Lost, reduce its current amount by the amount specified on the effect causing the Loss.

Please Note: Loss is distinct from Damage, in that it cannot be Mitigated by any means.

Spending is a mechanical term. It is the optional Loss of a current Rating used to pay the costs of Abilities.

When Spending a Rating, you Lose an amount eqaul to the cost listed on the Ability.

Should you not have the required amount of a Rating to Spend on an Ability while resolving it, that Ability Fails. You do not gain or apply any effects from that Ability and lose any Action or Quick Action Points spent to perform that Ability.

This section provides additional information for using Loss during play. It expands on the rules with advice, examples and context to help you make informed choices about what Loss can do and how it operates in a campaign. It also provides in-universe context, but does not introduce additional mechanics.